Four stages from intake to disbursement.
Every Counterfoil engagement moves through the same four stages, with the same written terms and the same case lead. There are no upfront fees, no per-hour charges, and only one contingency — a flat 30% of amounts successfully recovered. If nothing is recovered, no fee is charged.
- 01Identification
What you do: Provide your name, the state, institution name, and approximate timeframe of the account or check.
What we do: Search MissingMoney.com, unclaimed.org, and state portals to locate a matching record and confirm it is available for claim.
- 02Documentation & Affidavit Filing
What you do: Supply government-issued identity proofs and any relationship documents (heirship, estate, or POA) the agency requires.
What we do: Assemble affidavits, heirship documents, and prior-address proofs tailored to each state agency's specific submission checklist.
- 03Submission & Agency Follow-up
What you do: Sign the engagement letter confirming the 30% contingency fee and authorising Counterfoil to act on your behalf.
What we do: Submit the full claim package, register as a Professional Finder where the state mandates it (Ohio, New Jersey, and others), and handle all agency correspondence until the claim is approved.
- 04Disbursement
What you do: Receive payment directly from the holding agency or court once the claim is approved — no intermediary holds your funds.
What we do: Deduct our 30% contingency fee from the recovered amount per the signed engagement letter. No fee is charged if no recovery is made.
Send what you know. The first review is free.
You can start with partial information — a name, a state, an institution, or a copy of a letter you have already received from a state agency. We respond with a one-page assessment and a draft engagement letter within two business days.
Start a recovery intakeCounterfoil Capital · contingency only · no recovery, no fee